My husband and I are in our mid-40s with two young children. My husband is a veteran and is currently self-employed as a carpenter. He receives a monthly disability benefit, which has allowed him to have a more flexible career, working intermittently for a few months or a year to build up a “safety net” and taking time off to travel and focus on hobbies. I have a stable federal career as a social worker with the Department of Veterans Affairs, which includes excellent benefits, a pension, and family health insurance. We both make good incomes and have money set aside. We keep our finances separate and split our bills 50/50. This has worked until recently.
